Features
Everything you need to plan, track, and reach Financial Independence — in one purposeful app.
Dashboard
The dashboard is the command center of your FI journey. As soon as you sign in, you see every metric that matters — total savings, FI progress percentage, estimated years to FI, and your current saving rate — all in one view.
A savings trend chart plots your monthly snapshots over time so you can spot momentum shifts at a glance. No digging through spreadsheets, no switching between apps.
The dashboard intelligently handles empty, loading, and error states so the experience always feels polished, whether it's your first visit or your hundredth.
- Four key KPIs visible immediately on sign-in
- Interactive savings trend chart powered by your snapshots
- Real-time calculations — no manual formulas
- Helpful empty-state guidance for new users
FI Profile Engine
Your FI profile is the foundation of every calculation in FI Beacon. Define your target savings amount and key assumptions — like a safe withdrawal rate — and the app computes everything else automatically.
Once configured, FI Beacon combines your profile with monthly snapshots to produce an FI summary: progress percentage, average monthly savings, and an estimated timeline to reach your goal.
Update your profile any time your strategy changes. The derived metrics across the app recalculate instantly so you always see accurate projections.
- Set your FI target and withdrawal rate in one form
- Automatic progress percentage and timeline estimates
- Profile changes instantly update all derived metrics
- Dedicated FI progress summary page
Monthly Snapshots
Snapshots are the heartbeat of FI Beacon. Each month you record a single savings entry — the current total value of your portfolio or savings. It takes seconds and builds the data that drives every chart and metric.
You can create, edit, or delete snapshots at any time. The list is paginated for performance, so even years of history remain fast and easy to navigate.
Because every trend line, average, and projection is derived from snapshots, consistency here is the single most valuable habit you can build on your path to FI.
- Quick monthly entry — log your total savings in seconds
- Full CRUD — create, edit, and delete any snapshot
- Paginated history for fast browsing at any scale
- Powers all dashboard KPIs and trend charts
Goals
Financial independence is a marathon, and milestones keep you motivated along the way. Goals let you define personal targets — save your first $10k, pay off a specific debt, or reach a savings rate milestone.
Each goal can be created, updated, or removed as your priorities evolve. The list view keeps everything organized, and paginated retrieval ensures it stays snappy even when you have dozens of milestones.
Tracking smaller wins alongside your long-term FI target gives you regular moments of progress that sustain momentum over years of saving.
- Create personal milestones alongside your FI target
- Full CRUD — adjust goals as priorities shift
- Organized list view with pagination support
- Celebrate incremental wins on the road to FI
Reminders
Consistency is the secret ingredient in every successful FI plan. FI Beacon's reminder system lets you configure a monthly nudge so you never forget to log your snapshot.
Set up your reminder once — choose the day of the month that works for you — and FI Beacon takes care of the rest. You can update the settings or remove the reminder entirely whenever you like.
A simple, reliable prompt each month turns snapshot logging from an afterthought into a built-in habit that compounds your progress data over time.
- One-time setup — configure and forget
- Choose the day of the month that suits you
- Update or remove the reminder at any time
- Builds the consistency that drives accurate projections
Subscription
FI Beacon offers a free plan to get started and a premium tier for users who want the full set of features. The upgrade page shows available plans, and checkout is handled through a secure payment flow.
You can view your active subscription, switch plans, or cancel at any time directly from within the app. No hidden fees, no lock-in — you stay in control of your account.
Whether you're exploring FI Beacon for the first time or going all-in with premium, the experience is transparent and straightforward.
- Free plan available — start tracking at no cost
- Secure checkout via integrated payment provider
- View, upgrade, or cancel your plan any time
- No hidden fees or long-term commitments
Security & Privacy
Financial data is personal. FI Beacon is built with privacy by design — your information is yours, and we give you the tools to prove it. Export all your data as a downloadable file at any time through the GDPR data-export feature.
Authentication supports both classic credentials and Google sign-in, backed by email validation, CAPTCHA protection, and a secure forgot-password flow. Every step is designed to keep your account safe.
If you ever want to leave, the account-deletion flow uses a confirmation code to prevent accidents — giving you a clean exit with no data left behind.
- GDPR-compliant data export — download everything
- Secure authentication with CAPTCHA protection
- Google sign-in for frictionless access
- Account deletion with confirmation-code verification
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